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Many American employers provide dental insurance to their employees so that they can afford to maintain their good oral health. Dental procedures can be expensive, but dental insurance can make them more affordable for a large percentage of the population. However, due to the many insurance providers available and employers’ options, it’s likely that no two people will pay the same amount for the same procedure from the same dentist.
This can be very confusing when employees try to figure out, “how to use my dental insurance with a dentist in Lakewood Ranch.” If you’re looking for a “dentist near me who accepts my insurance,” then call our office, and we can help you. Since we’re a preferred provider with many dental insurance companies, we can direct you to a dentist that accepts HMO insurance or a dentist that accepts PPO insurance.
Do Any Lakewood Ranch Dentists Accept My Dental Insurance?
Before you can locate a dentist that takes insurance, you need to determine what type of insurance you have and the extent of your plan benefits. Your plan provider is the best resource for this information, but we’ll help you if you have difficulty speaking with them. Try talking to them first, though. Ideally, you can develop a knowledge base of what your insurance covers. This will help you make the best decisions when deciding on treatments for needed dental care.
Where Can I Learn the Plan Benefits of My Dental Insurance?
Your plan provider is always the best source of information on your dental benefits, but the following questions may help you when you call to talk to your insurance provider.
- Do I have an annual deductible, and if so, how much is it?
- Are there annual minimum and maximum benefits on my plan?
- How long do I have to wait before scheduling a procedure?
- I have missing teeth, does my plan cover replacing them?
- Am I entitled to high-quality materials under my plan?
- Is there an annual limit on my office visits?
- Is the Invisalign® system covered under my plan?
- Are dental implants covered?
- Are there any cosmetic or orthodontic benefits under my plan?
- Will have to pay an office visit fee or a copay?
- Is a pre-authorization necessary before I can get a procedure done?
- Are there any exclusions?
- Are there dentists in Lakewood Ranch who will accept my insurance plan?
In addition to asking the above questions, you need to know whether your insurance plan is a PPO or an HMO. PPO plans generally have a higher monthly premium, and they usually require an office visit copay. However, they also provide the widest selection of dental offices from which to choose. HMO plans usually have lower monthly premiums and lower or no office visit copays, but usually, they’ll have a more limited scope of participating dental offices.
When deciding on the best type of dentist for your needs, it’s best to determine the types of procedures that you’ll normally need. If you anticipate orthodontic work, you may want to opt for a PPO since there are usually fewer orthodontists who participate in an HMO. If you have questions like, which insurance my dentist takes, call us, and we’ll help you determine the answer. If we can’t help you, we can recommend someone that can.
We know that navigating the intricacies of insurance can be very daunting. We’ll do our best to work with you so that you receive the maximum benefits that your plan provides. We’ll also bill your insurance company for you. If you need procedures that aren’t covered by your insurance plan, we’ll work with you to make them affordable. We don’t want you or your child to do without needed dental procedures due to lack of finances. We offer several financing options, and we accept all major credit cards. We’ll be happy to work with you so that your budget can accommodate your dental procedures. However, bear in mind that even though we’ll bill your insurance company, the patient is always ultimately liable for payment of their bill.
Would You Like to Have the Best Possible Dental Health?
To have the best dental health possible, you should visit your dentist twice a year for a checkup and cleaning. If this isn’t feasible, or if it isn’t covered by your insurance, then ensure that you have an annual checkup and cleaning at a minimum. If you want us to help you determine the best, “dentist near me who accepts my insurance,” so that you can receive the maximum benefits of your plan, then call Advanced Dental Care For Kids at (941) 200-3640 and make an appointment. We’ll help you maximize your benefits while you maximize your dental health.
Call us today to schedule an appointment that will help you maintain the best dental health possible and help you determine which dentist takes my insurance. We look forward to working with you, we’ll talk to you soon about your appointment.
Insurances We Accept
- Aetna PPO
- Delta DPO
- Delta Dental Premier®
- Delta PPO
- Dentalworks (Workman’s Comp)
- Florida Combined Life
- Florida Dental Benefits
- Golden Rule
- Healthy Kids – Dentaquest
- Horizon (BCBS)
- Mutual of Omaha
- Sun Life Financial
- TriCare (Military)
- United Concordia
- United Healthcare